A severe personal injury caused by a vehicle accident can impact your life in many ways. Victims must often spend time recovering in a hospital, leading to substantial medical bills and missed work. In many cases, the financial impact of an injury is nearly as devastating as the physical harm it causes.
A top concern for most injured residents in Cincinnati, Ohio, involves finding a remedy for their financial, physical and psychological harm. They need financial resources — sooner rather than later — to lessen the overall impact of the injury.
How do you start?
There are three avenues for compensation
Injured victims typically have three methods of obtaining compensation for their losses:
- Your insurance policy: This may be your best (or only) option if you were hit by an uninsured driver or are the victim of a hit-and-run driver.
- The other driver’s insurance: In other cases, victims seek compensation through filing a claim directly from the at-fault motorist’s insurance. This is most common and usually leads to a negotiated settlement.
- Civil litigation: When negotiations fail, the next option is to file a civil lawsuit. This forces the insurance company to either negotiate harder or defend its position in court.
Filing a claim for losses after an accident empowers victims to hold the liable party to account for the harm they caused. Many achieve success with their claims by seeking guidance and information from knowledgeable sources. Continue reviewing our web resources for additional information.